Health Insurance / Medical Insurance
Health / Medical Insurance Policy
We understand the importance of health insurance and strive to pass on the same to you by helping you find the right health insurer offering the best benefits according to your requirement. We provide you with access to different health insurance companies while our team of experts help you understand the policy features and the cost better.
A health insurance or a medical insurance is a type of insurance that safeguards you against financial losses by covering for you when you’re faced with a health condition or medical emergency such as due to a disease, illness or even an accident.
This includes expenses incurred during pre and post-hospitalization, annual health check-ups, psychiatric support, critical illnesses and maternity-related expenses amongst others, as per your customized health insurance plan.
Medical Insurance
Medical Insurance Also known as Mediclaim policy covers the hospitalisation expenses incurred due to illness, accidents etc . It includes in patient expenses, surgery charges, Doctors charges , Bed charges , , nursing charges , medicines , anaesthesia etc
Contact UsCritical Illness plan / Personal Accident plan/ Hospitalisation cash benefit plan
Also known as Mediclaim policy covers the hospitalisation expenses incurred due to illness, accidents etc . It includes in patient expenses, surgery charges, Doctors charges , Bed charges , , nursing charges , medicines , anaesthesia etc
Contact UsMaternity Health Insurance
A maternity health insurance is dedicated to cover for hospitalization expenses when your bundle of joy is on the way
Contact UsUnit Linked Health Plans
These are investment cum insurance plans that come with dual benefits of investment and health insurance
Contact UsGroup Mediclaim
Group Medicalaim Also known as Group health insurance plan this covers the employees working in a organisation .
Contact UsTop up Plans
It is a super Top up plan that acts as a backup in case your base plan / amount gets exhausted under your health insurance policy .
Contact UsIndividual insurance
This mediclaim policy is meant for an individual only and covers only 1 person.
Contact UsBenefits of purchasing a Health Insurance policy for you and your family
- With the cost of medical treatments increasing day by day, it becomes very convenient for you if you have a health insurance policy. You can avoid all the massive medical treatment expenses after being covered by health insurance. This will allow you to keep your savings intact and will not harm your financial status. Our Insurance experts will recommend you with the best health insurance policy and also give you multiple options to choose from.
- With a health insurance policy, you can enjoy a cashless treatment at the hospitals with which your insurance company has collaborated. Health insurance policies also cover your pre and post-hospitalization expenses. Ambulance expenses are also covered under health insurance.
- If you do not claim for any treatment in the previous year then the insurance company awards you a No Claim Bonus (NCB). Apart from these, many other benefits are covered under health insurance policies like a medical checkup, room rent, domiciliary treatment and daily hospital cash allowance.
- Under Section 80D of the Income Tax Act, the premium paid can be claimed by an individual under 60 years of age. The important point here is that the premium paid is tax-deductible up to Rs50,000. So purchasing a health insurance policy can make you eligible to pay less income tax and gain benefits.